Dubai Property Buying Cost Calculator
Estimate transfer and buying fees for cash or mortgage purchases.
Open toolPlan mortgage affordability using debt-to-income and estimated loan size.
Source basis: Planning calculator
Reference: DTI and affordability planning model
Method: Combines debt-to-income ratio and payment assumptions to estimate budget range.
Last reviewed: May 22, 2026
Update risk: Medium
Banks apply their own criteria, stress rates, and approval rules.
Debt-to-income ratio
40.00%
Status
Good affordability
Banks may use different stress rates, DBR rules, salary rules, employer checks, and approval criteria.
Estimated loan amount from desired payment: AED 1,705,072.35
Estimated property budget: AED 1,905,072.35
This is an affordability planner only, not mortgage approval or financial advice. Confirm with banks or qualified mortgage advisors.