Dubai Rent vs Buy Calculator

Compare renting and buying estimates over a selected period.

Source basis: Planning estimate

Reference: Rent-versus-buy scenario planning model

Method: Projects rent growth, mortgage payment estimate, recurring ownership costs, and simple appreciation scenario over selected years.

Last reviewed: May 22, 2026

Update risk: Medium

This is a planning comparison only, not investment advice. Verify final property, mortgage, and transaction figures with official and licensed sources.

Monthly rentAnnual rent increase %Property priceDown payment %Mortgage rate %Mortgage tenureDLD/transaction cost %Service charges annualMaintenance annualExpected appreciation %Comparison years

Comparison result

Estimated rent paid over period: AED 530,460.60

Estimated upfront buying cash: AED 390,000.00

Estimated mortgage payment (monthly): AED 6,669.99

Estimated ownership costs: AED 515,199.38

Estimated property value after period: AED 1,738,911.11

Planning comparison only. Not investment advice.

Practical notes

Planning support only.
Requirements may vary by emirate and authority.
Confirm final details with official sources.

Read the guide before using this tool

Understand this topic first with the related UAEReady guide.

Read guide

UAEReady is not an official UAE government portal and does not provide legal, immigration, or financial advice. This tool gives practical estimates and readiness guidance only. Confirm final details with official UAE authorities or qualified professionals.

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